Say goodbye to paper money!The central bank’s digital currency is about to be released, and payment does not require a network

On April 16, several people in the banking industry told the media that the digital currency was led by the central bank, and each bank was conducting tests on the landing scenarios, and some had been used by internal employees to pay party dues and other payment scenarios. There is no timetable for when it will be rolled out to the general public.

Mu Changchun, deputy director of the Central Bank’s Payment and Settlement Department, said that the digital currency to be launched by the People’s Bank of China is an alternative to banknotes. Its functions and attributes are exactly the same as those of banknotes, except that its form is digital.

Mu Changchun introduced that digital currency does not need to be bound to any bank account when paying, unlike WeChat and Alipay, which need to be bound to a bank card now.

He said: “As long as you and I both have DC/EP digital wallets on your mobile phones, you don’t even need an internet connection. As long as your mobile phone is powered, you can transfer the digital currency in a person’s digital wallet to a single touch with two mobile phones. to another person.”

In contrast, the security and convenience of the central bank’s digital currency will be better.

It is reported that the first application scenario of the central bank’s digital currency will be implemented in Xiangcheng District, Suzhou. All levels of organs, enterprises and institutions in the district, the staff whose wages are paid by the four major state-owned banks of China Construction Industry and Agriculture, will complete the installation of the central bank’s digital currency and digital wallet in April. In May, half of the transportation subsidy of his salary will be distributed in the form of digital currency.

The news also revealed that Shenzhen, Xiongan, Chengdu, and Suzhou will become pilot cities for the central bank’s digital currency test.

Do you think digital currency will replace WeChat Pay or Alipay?

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